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Medicare Supplemental Plans vs. Medicare Advantage Plan

Many Seniors are faced with the changes in the Medicare system. Believe it or not, things seem to be improving for most Seniors.

Most Seniors will benefit with a Medicare Advantage plan over a Medicare supplement Plan.

What exactly is a Medicare Advantage Plan?
Simply put it is a plan that is:

1. underwritten by an insurance company.
2. sponsored by Medicare. (you are still in the Medicare system)
3. usually includes more benefits than Medicare A and B .
4. usually does not cost the member any additional premium.

Why would someone stay with a Medicare supplement policy over a Medicare Advantage Plan?

1. there is not a network in their area.
2. the plan is not offered in their area.
3. they like paying the monthly premium for their supplemental plan .
4. no one has taken the time to explain the plan to them.
5. they don't like changes.
6. they might need to change doctors to save money.

For more information visit http://www.medicare.gov