Good health starts with a healthy mouth. Regular dental exams and cleanings can lower the risk of gum disease, which is linked to heart disease, diabetes, stroke, and other serious conditions. A good dental insurance plan should result in paying less out-of-pocket for services like fillings, root canals, crowns, and other services; a one-time deductible for as long as you’re on the plan; and no copayments or waiting periods. Most preventive services are covered at 100 percent. Also, a good plan pays the same percentage no matter which dentist you visit. You can save even more by choosing a Dentist that is contracted with the insurance carrier you choose. For example if you select Humana for your Dental insurance needs, finding a Dentist that is part of the Humana PPO network will save you money.
With a dental discount savings plan you pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork. Discount plans provide a menu of procedures and the rate you will pay at a participating Dentist. Dental discounts average 40% to 60% off retail dental costs.
Discount plans cover many dentists nationwide. These quality providers have agreed to charge reduced fees on the dental services you need. So you’ll get the quality care you deserve at a bigger savings than you ever imagined possible.
All of the dental insurance plans offered by ICUSA are available in Texas, New Mexico, Colorado, Oklahoma and Washington.